 |
All bank fees and service charges subject to change without notice.
Fees for transactions processed at any non-proprietary Automated Teller Machine (ATM) not owned by Watertown Savings Bank.
| Withdrawal |
$1.00 |
| Funds Transfer |
$0.50 |
| Balance Inquiry |
$0.50 |
| No fee will be charged for POS (Point Of Sale) transactions |
|
| Money Orders (Issued to Active Account Customers Only) |
$0.75 |
| Official Checks (Customers) no charge for active account depositors |
|
| Official Checks available to Customers only |
|
| Replacement ATM/Debit Card |
$7.00 |
| Deposited Item Returned Unpaid Insufficient Funds |
$10.00 |
| Non-Sufficient Funds - Maximum 6 fees per business day |
|
| NSF Returned Items (Checks, ACH, EFT, ATM) per item |
$30.00 |
| NSF Paid Items (Checks, ACH, EFT, ATM) per item |
$30.00 |
| Bounce Protection Items (Checks, ACH, EFT, ATM) per item |
$30.00 |
| Inactivity Fee (Personal & Commercial Checking) monthly fee |
$5.00 |
| Stop Payment Order |
$20.00 |
| Furnishing Special Statements |
$5.00 |
| Issuing New Account Due to Loss or Theft |
$5.00 |
| Check Image CD (DIGICHECK) |
$15.00 |
| Over The Counter Checks: First Page FREE, Additional Pages |
$2.00 each |
| Account Research and Reproduction of Checks, Statements and Duplicate Copies of Documents Requested (per hour charge) |
$10.00 |
| Sweep Services |
|
Balance Protection (Savings to Checking) per incident |
$3.00 |
Balance Maintenance (Commercial Checking) monthly fee |
$50.00 |
| Online Banking and Online Bill Pay Services |
FREE |
| Unlimited Bill Payment Service per Month |
FREE |
| Bank to Bank Incoming Transfer |
FREE |
| Bank to Bank Outgoing Transfer |
$3.00 |
| Unlimited Bill Payment Service per Month |
FREE |
| Bank to Bank Incoming Transfer |
FREE |
| Bank to Bank Outgoing Transfer |
$3.00 |
| Processing fee for legal documents such as a Subpoena, Levy, or Restraining Notice against your account. |
$100.00 |
Height
(in inches) |
Width
(in inches) |
Depth
(in inches) |
Annual Fee |
| 1 3/4 |
4 1/2 |
22 |
$15.00 |
| 2 1/2 |
4 1/2 |
22 |
$20.00 |
| 4 1/2 |
4 1/2 |
22 |
$30.00 |
| 5 |
5 |
22 |
$35.00 |
| 3 |
10 |
22 |
$45.00 |
| 4 |
10 |
22 |
$55.00 |
| 5 |
10 |
22 |
$65.00 |
| 7 |
10 |
22 |
$75.00 |
| 10 |
10 |
22 |
$85.00 |
| ACH File Initiated - per batch fee |
$2.50 |
| ACH File Initiated - per item fee |
$0.18 |
| First Four Tokens |
FREE |
| Additional Tokens / Replacement Tokens |
$20.00 Each |
| ACH Item Returned |
$10.00 |
If you participate in our Check Safekeeping Service, the following Fees may apply
| You may request up to 12 check copies (images) per year at no charge |
|
| Per check charge after the allowable 12 per year |
$1.00 |
| If you DO NOT USE our check Safekeeping Service, the following fee(s) may apply: |
|
| Per check charge for copies of checks requested |
$5.00 |
| Canadian Check Cashing Fee |
FREE |
| Purchase Canadian Check |
$25.00 |
| Canadian Check Stop Payment |
$30.00 |
The first $500.00 in loose coin will be processed and deposited at no-charge. A charge of 1% will be imposed for the total amount processed over $500.00.
| Incoming Collections from Other Banks (per item) |
$10.00 |
| Outgoing Domestic Wire Transfer (Account Customers Only) |
$20.00 |
| Outgoing International Wire Transfer (Account Customers Only) |
$30.00 |
| Premature Closing Fee (Accounts Opened Less Than 180 Days) |
$10.00 |
Dormant account holders will be charged the proportionate cost of publishing any notice that account funds will be turned over to New York State as abandoned property.
| Mail Returned (If no change of address is provided) |
$5.00 |
|
