Welcome to Watertown Savings Bank’s newest service, our web site and internet banking. You will now have our banking services and products available 24-hours a day 7-days a week from your home or office. The Bank has teamed up with Jack Henry & Associates one of the largest and most well-respected service providers in the country. Our personnel, who are familiar with your needs and our dedication to customer service, have been working for the past several months to design this site and the services we are providing over the Internet. I want to assure you that this is a secure site. Every precaution has been taken to insure your privacy. Jack Henry & Associates has designed 150 web sites exclusively for financial institutions. They are familiar with the necessary security issues and regulatory requirements to develop a fully compliant product.

Watertown Savings Bank is a New York State Mutual Savings Bank supervised by a Board of Trustees who elects Officers to carry out their adopted Policies and Strategic Business Plan. All of the Board members and officers are residents of Jefferson County. We live and work here, and we are familiar with the needs of our community and customers.

As a New York State Mutual Savings Bank, we believe we have made a substantial contribution to our community for the benefit of our customers and non-customers alike, while we strive to provide a level of service unmatched in the local banking community.

As a result of mergers, acquisitions, and name changes, our community and the entire North Country has seen the banking industry change drastically. Many banks that were at one time locally owned or controlled are no longer present or are now part of larger regional banks. Their contribution to our local economy is sadly missed. One of the major components of Watertown Savings Bank’s Strategic Business Plan is to prevent our Bank from following this course. We are not changing our form of ownership, we are not changing our name, Watertown and Jefferson County is our home; and we are committed to serving this community and our customers for many years to come.

Bradley T. Clark
President & Chief Executive Officer