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 September 2, 2010
Employee Contact Information
PRESIDENT & CHIEF EXECUTIVE OFFICER
Mark R. Lavarnway
lavarnway@wsbny.com		   315-222-7232 

EXECUTIVE VICE PRESIDENT & Chief Operating Officer
Mark S. Bellinger
bellinger@wsbny.com		   315-222-7243 

VICE PRESIDENTs
Darlene A. Jobson
jobson@wsbny.com		 Chief Financial Officer  315-222-7215 
Scott M. Pooler
pooler@wsbny.com		 Information Systems  315-222-7236 
Pasqualina S. Spicer
spicer@wsbny.com		 Loan Servicing  315-222-7211 

ASSISTANT VICE PRESIDENT
Terri J. Erdner
erdner@wsbny.com		 Customer Relations  315-222-7218 

AUDIT DEPARTMENT
Denise P. Brownell
brownell@wsbny.com		 Internal Auditor  315-222-7233 
Amy S. Moore
moore@wsbny.com		 Assistant Auditor  315-222-7213 

OFFICE MANAGERS
Kelly J. C. Burns
burns@wsbny.com		 Sackets Harbor Office  315-646-4628 
Kerri J. Derouin
derouin@wsbny.com		 Chaumont Office  315-649-5090 
Terri J. Erdner
erdner@wsbny.com		 Main Office  315-222-7218 
Patti E. Kendall
kendall@wsbny.com		 Clayton Office  315-686-1280 
Andrea L. Kolb
kolb@wsbny.com		 Commerce Park Office  315-788-7152 
Skye Ryder-McCauley
ryder@wsbny.com		 Alexandria Bay Office  315-482-2544 
Rockett J. Stockwell
stockwell@wsbny.com		 Adams Office  315-232-4515 
Christine E. Strobert
strobert@wsbny.com		 State Street Office  315-788-3790 

EXECUTIVE SECRETARY
Diana Hadlock
hadlock@wsbny.com		   315-222-7228 

SWITCHBOARD OPERATOR
Christina Nims
nims@wsbny.com		   315-788-7100 

CUSTOMER SERVICE REPRESENTATIVES
Hannah Combs
combs@wsbny.com		   315-222-7231 
Lucy Kahnt
lkahnt@wsbny.com		   315-222-7256 
Theresa Maitland
maitlandt@wsbny.com		   315-222-7222 
Marnie O'Connor
oconnor@wsbny.com		   315-222-7253 
Joann Warner
warner@wsbny.com		   315-222-7217 

MARKETING DIRECTOR
John Morgia
morgia@wsbny.com		   315-222-7269 

HUMAN RESOURCES
Denise Randall
randall@wsbny.com		   315-222-7259 
Caryn Winters
winters@wsbny.com		   315-222-7285 

LOAN SERVICING HELP DESK
Debbie Hanno
hanno@wsbny.com		   315-222-7212 

CONSUMER LOAN DEPARTMENT
Thomas Bartlett
bartlett@wsbny.com		   315-222-7227 
JoAnn Hodge
hodge@wsbny.com		   315-836-8402 
Michele Maitland
maitlandm@wsbny.com		   315-222-7266 
Shelby Morgia
smorgia@wsbny.com		   315-222-7268 
Toni O'Connell
oconnell@wsbny.com		   315-222-7229 
Ron Riordan
riordan@wsbny.com		   315-222-7226 

BUSINESS DEVELOPMENT MANAGER
Karen L. Roden
roden@wsbny.com		 roden@wsbny.com  315-482-2544 

COMMERCIAL LOAN DEPARTMENT
Chuck Capone
capone@wsbny.com		   315-222-7284 
Roann Dermady
dermady@wsbny.com		   315-222-7248 
Andrea Kaler
kaler@wsbny.com		   315-222-7275 
Lisa Loomis
loomis@wsbny.com		   315-222-7242 
Terri Mallette
mallette@wsbny.com		   315-222-7246 
Heather McNitt
mcnitt@wsbny.com		   315-222-7288 
Christine Powers
powers@wsbny.com		   315-222-7221 

ACCOUNTING DEPARTMENT
Erica Dominie
dominie@wsbny.com		   315-222-7205 
Lisa Freeman
freeman@wsbny.com		   315-222-7238 
Jaime Lyndaker
lyndaker@wsbny.com		   315-222-7254 

INFORMATION SERVICES DEPARTMENT
Scott Castor
castor@wsbny.com		   315-222-7240 
Emily Drake
drake@wsbny.com		   315-222-7225 
Daniel Edmonds
edmonds@wsbny.com		   315-222-7203 
Lindsay Jones
jones@wsbny.com		   315-222-7245 
Vicki Kellog
kellog@wsbny.com		   315-222-7264 
Shauna Loomis
loomiss@wsbny.com		   315-836-8445 
Heather Makuch
makuch@wsbny.com		   315-222-7282 
Michelle Norfolk
norfolk@wsbny.com		   315-222-7204 
Jeremy Powell
powell@wsbny.com		   315-222-7298 

DEPOSIT OPERATIONS
Maryann Bartelson
bartelson@wsbny.com		   315-222-7267 
Jaime Hall
hall@wsbny.com		   315-222-7296 
Kasey Kloster
kloster@wsbny.com		   315-222-7247 
Amelia Stewart
stewart@wsbny.com		   315-222-7249