Switch Simple WSB Customer Switch Kit

• Switch Simple WSB Customer Switch Kit
• Automatic Withdrawal Checklist
• Direct Deposit Checklist
• Account Closing Form
• Federal Benefit Payments Direct Deposit Form
• NYS State & Local Retirement Direct Deposit Form
• NYS Teachers Retirement Direct Deposit Form
• Change of Merchant Credit Card Processing Form

Loan Applications

• Consumer Loan Application
  3 page app, 1 page disclosure (246 KB)
• HELOC Application
  7 page app, 9 page disclosure (3.68 MB)
• Home Equity Loan Application
  7 page app, 2 page disclosure (3.70 MB)
• Mortgage Loan Application
  5 page app, 2 page disclosure (4.90 MB)

Consumer Loan Disclosures

• Federal Credit Application Insurance Disclosure

HELOC Disclosures

• Credit Lines 50K and Over
• Credit Lines Under 50K
• HELOC Material Obligations

Mortgage Disclosures

• Borrower Signature Authorization
• WSB Mortgage Loan Checklist
• WSB Mortgage Prequalification Sheet

Online Banking

• Online Banking Guide
• Bill Pay Guide
• Quick Books Getting Started Guide

ATM/Debit Card

• ATM / Debit Card Application
• Business ATM / Debit Card Application
• Electronic Funds Transfers

Overdraft Information

• Overdraft Fee Information