Whether you’re purchasing a new residence, planning on building a new home or just want to use some of the equity you’ve built up over the years, Watertown Savings Bank can help. We offer some of the most competitive rates around with absolutely No Closing Costs. With fast local decision making and in-house service, we offer a variety of real estate loan products to meet your needs.

Adjustable Rate Mortgages

All of our variable interest rate products are offered through Watertown Savings Bank where you’ll always receive the most professional service from our knowledgeable staff.

Residential Mortgages

Whether you need financing for the purchase of a new residence, the building of a new home or even the refinancing of your existing home mortgage, Watertown Savings Bank can help. We offer some of the most competitive rates around. Come in today and talk with us about the mortgage that’s right for you.

Seasonal Home Mortgages

Summertime in the North Country is always enjoyable, especially if you’re by the water. We can help you finance the purchase of your new cottage or seasonal camp or even refinance your existing seasonal home. Come in and talk with us about a seasonal mortgage today.

Home Equity Lines of Credit

Now that you have worked hard to build equity in your home, its time to let that equity start working for you. The equity in your home can provide financial solutions to your child’s education, medical expenses, a small business start-up, debt consolidations and much more.

For more detailed information contact us at loaninfo@watertownsavingsbank.com or give us a call at (315) 788-7100. We are here to help.

Loan Calculator - This calculator can be used for general loans. For example, you could use this calculator to estimate a monthly mortgage payment. Please Note - The calculated amount is an approximate value and may differ from the bank's final calculation.

Click here to Jump Start the loan application process.