Online Banking

• Get up-to-the-minute account information around the clock.
• Transfer funds between your Watertown Savings Bank accounts.
• Review your account history.
• Reorder checks.
• Place stop payment orders.
• Download to Microsoft Money®.

ATM Services

Access your Watertown Savings Bank checking and statement savings accounts anytime, from anywhere with your Watertown Savings Bank ATM/Debit Card.

Bank By Phone

Check your balance, transfer funds or make payments, 24 hours a day, 7 days a week by calling the Watertown Savings Bank Account Acce$$ Line at 788-7200 or 1-800-870-8510.

VISA® Debit Card

Make shopping more convenient with your Watertown Savings Bank Visa® Debit Card. No check writing. No need to carry cash. Make withdrawals and purchases anywhere Visa® is accepted. Purchases are automatically deducted from your Watertown Savings Bank checking account. To apply, simply stop by one of our locations nearest you.

HSA (Health Savings Account)

HSA stands for Health Savings Account which combines high deductible health insurance with a tax-favored savings account. Different from other benefit products, HSA’s roll over from year to year. There is no “use it or lose it”. Interest is paid, and it is owned by you, not your employer. Your HSA contributions can be used to pay for a wide range of eligible medical expenses not typically covered by low deductible health insurance or other healthcare accounts.

SOME USES FOR YOUR HSA

• Standard medical services such as office visits and annual medical physicals
• Prescriptions, health care products some over-the-counter medicines
• Preventive and restorative dental care, as well as orthodontia for children and adults

When you open an account, you'll receive a FREE Watertown Savings Bank HSA Visa® debit card that makes it easy for you to pay for qualified medical expenses. You have online access to account transactions, so keeping tabs on your medical spending is easy. Plus, the contributions you make to your account are tax-deductible while your earnings and qualified withdrawals are tax-free.

Your Watertown Savings Bank HSA has no hidden fees or services charges. It’s totally FREE.

• No set up fee
• No deposit or withdrawal fee
• No monthly maintenance fee
• No annual fee
• FREE Checks
• FREE Debit Card to use for transactions

Direct Deposit

No need to visit the branch on payday! Have your employer deposit your pay directly into your Watertown Savings Bank account. Tax refunds and corporate dividends can also be directly deposited.

Social Security Direct Deposit can now be easily set up with one phone call to the Social Security Administration. Simply stop by one of our locations nearest you and we'll be glad to assist you.

Wire Transfers

Initiate wire transfers at all locations. You must be a Watertown Savings Bank customer.

For more information about our products and services, CONTACT US at any of our locations and we would be happy to help you.