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October 6, 2008
Rates

Fixed rates and loan terms indicated are updated weekly, but are subject to change without notice on a daily basis.

Fixed Mortgage Rates

TermRate Rate APR
25-30 Year Fixed 6.500% 6.516%
20 Year Fixed 6.375% 6.396%
10-15 Year Fixed 6.125% 6.151%

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Adjustable Rate Mortgages

Interest rates and loan terms indicated are updated weekly and are subject to change without notice.

Term Rate APR
1/1 Year ARM 4.000% 4.812%
5/1 Year ARM 5.750% 5.764%
3/3 Year ARM 5.000% 5.203%

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No Closing Cost Adjustable Rate Mortgages

Interest rates and loan terms indicated are updated weekly and are subject to change without notice.

Term Rate APR
1/1 Year ARM 5.000% 5.000%
5/1 Year ARM 6.750% 6.750%
3/3 Year ARM 6.000% 6.000%

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Home Equity Line of Credit

Interest rates and loan terms indicated are updated weekly and are subject to change without notice.

Term Interest Rate Loan Amount
5 Years - 20 Years 5.49% APR Fixed for first 3 years, then Prime + 1.00% thereafter $7,500.00 - $49,999.99
5 Years - 20 Years 4.99% APR Fixed for first 3 years, then Prime + 0.00% thereafter $50,000.00 - $125,000.00

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No Closing Cost Home Equity Line of Credit

Interest rates and loan terms indicated are updated weekly and are subject to change without notice.

Term Interest Rate Loan Amount
5 Years - 20 Years 6.49% APR Fixed for first 3 years, then Prime + 1.00% thereafter $7,500.00 - $49,999.99
5 Years - 20 Years 5.99% APR Fixed for first 3 years, then Prime + 0.00% thereafter $50,000.00 - $125,000.00

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No Closing Cost Home Equity Loan

Interest rates and loan terms indicated are updated weekly and are subject to change without notice.

Term Interest Rate Loan Amount
5 Years Fixed 5.49% APR Fixed for 5 years $15,000.00 - $50,000.00

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