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The Interest Rates on the chart below are accurate as of September 2, 2010 at 10:00 a.m. EST.
Interest rates for our fixed rate mortgages are subject to change at any time without notice
and may increase or decrease multiple times on a daily basis.
Watertown Savings Bank services their mortgages in-house. That means it stays right here with us.
And we truly believe that creates a better loan experience for you. Contact our loan department at (315) 788-7100 to take advantage of these great low interest rates. We'll get you a fixed rate mortgage that's tailored to your specific needs.
| TermRate |
Interest Rate |
APR |
| 25-30 Year Fixed |
4.375% |
4.406% |
| 20 Year Fixed |
4.250% |
4.292% |
| 10-15 Year Fixed |
3.875% |
3.929% |
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Interest rates and loan terms indicated are updated weekly and are subject to change without notice.
Adjustable Rate Mortgage interest rates and terms apply to Primary Residence Only.
| 1/1 Year ARM |
4.000% |
4.026% |
| 5/1 Year ARM |
4.625% |
4.656% |
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Interest rates and loan terms indicated are updated weekly and are subject to change without notice.
| 5/1 Year ARM |
6.000% |
5.997% |
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Interest rates and loan terms indicated are updated weekly and are subject to change without notice.
| 5 Years - 20 Years |
4.49% APR Fixed for first 3 years, then Prime + 1.00% thereafter |
$7,500.00 - $49,999.99 |
| 5 Years - 20 Years |
3.99% APR Fixed for first 3 years, then Prime + 0.00% thereafter |
$50,000.00 - $125,000.00 |
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Interest rates and loan terms indicated are updated weekly and are subject to change without notice.
| 5 Years Fixed |
5.49% APR Fixed for 5 years |
$15,000.00 - $50,000.00 |
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