Personal Loans



Please Note:  Clicking Apply Now will redirect you to the WSB Loan Portal login page. Simply establish a username and password to gain access to our loan portal.  From there, you’ll be able to apply for your loan, upload required documents, and check the status of your application – all online.
 
To ensure you have all the required documents you’ll need to complete the application, please refer to our Consumer Loan Checklist.
 
Term Interest Rate APR*
1-36 Months 9.000% 9.025%
37-60 Months 9.750% 9.769%
61-72 Months 10.50% 10.519%






*APR = Annual Percentage Rate

Personal Loan Disclosure Information - Secured 

EXAMPLE: A $25,000.00 secured personal loan financed for 72 months at an interest rate of 10.50% would yield an APR* (Annual Percentage Rate) of 10.519% and 71 monthly payments of $469.71 and 1 final payment of $469.85.

This information is a hypothetical estimate. This is not a guarantee, agreement, or commitment to loan funds or extend credit. Interest rates and terms are accurate as of today and are subject to change at any time without notice. You must submit an application to have your credit request considered. All loan applications are subject to credit approval.

Please Note:  Clicking Apply Now will redirect you to the WSB Loan Portal login page. Simply establish a username and password to gain access to our loan portal.  From there, you’ll be able to apply for your loan, upload required documents, and check the status of your application – all online.
 
To ensure you have all the required documents you’ll need to complete the application, please refer to our Consumer Loan Checklist.
 
Term Interest Rate APR* Loan Amount
1-36 Months 10.000% 10.028% $1,000.00-$25,000.00
37-60 Months 10.750% 10.771% $1,000.00-$25,000.00
61-72 Months 11.500% 11.521% $1,000.00-$25,000.00





*APR = Annual Percentage Rate

Personal Loan Disclosure Information - Unsecured

EXAMPLE: A $25,000.00 unsecured personal loan financed for 72 months at an interest rate of 11.50% would yield an APR* (Annual Percentage Rate) of 11.521% and 71 monthly payments of $482.54 and 1 final payment of $483.03.

This information is a hypothetical estimate. This is not a guarantee, agreement, or commitment to loan funds or extend credit. Interest rates and terms are accurate as of today and are subject to change at any time without notice. You must submit an application to have your credit request considered. All loan applications are subject to credit approval.





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